STACKED WITH GOODNESS
2026 Annual Enrollment is almost here—and it’s stacked with support resources to help you understand your coverage options, compare costs, and make confident choices for the year ahead.
This is a passive enrollment. That means your year-end 2025 coverage elections will carry over to 2026—at the coverage option’s 2026 cost—unless you make changes. One exception: Your 2025 Health Savings Account (HSA), Health Care Flexible Spending Account (Health Care FSA), and Dependent Day Care FSA contribution election(s) will reset to $0 on January 1, 2026. So, if you want to contribute next year to your FSAs or you want to contribute to your HSA starting in January, you’ll need to make your 2026 contribution elections during Annual Enrollment. See below for how HSA and FSA contribution limits are increasing for 2026, which means you’ll be able to contribute more to these accounts next year.
Employee meetings: If you weren’t able to attend one of the virtual Employee Meetings on October 7 or October 16 hosted by the NA Benefits Team, here’s a link to the recorded session and presentation.
Decide what's right for you
For an overview of all of your MDLZ health and welfare coverages and retirement benefits, be sure to check out the HEALTH, MONEY, and MORE sections of this site (you can get to each from the drop-downs at the top of this page). Then, get tips for reviewing your coverage options, comparing costs, and making choices that fit your coverage needs for 2026.
Before you do though, review what's AHEAD for 2026 below.
How to enroll
Beginning October 22, you’ll be able to compare your 2026 coverage options and costs on MyBenefits Online before you make your elections. If you have questions, use Sofia (your virtual benefits assistant on MyBenefits Online), or call the Mondelēz International Benefits Center at 1-800-887-8807 (Option 1 – Benefits; Option 1 – Health & Welfare Benefits). During 2026 Annual Enrollment, representatives will be available Monday through Friday, 7:00 a.m. to 7:00 p.m. (Central Time) to answer your enrollment-related questions.
Similar to last Annual Enrollment, you’ll use the same tools and resources when you first enrolled for MDLZ coverages. For a refresher, find out how to register and use MyBenefits Online, Sofia, and the MyChoice Benefits app (a mobile version of your MyBenefits Online account) now.
Just don’t forget—Annual Enrollment runs from October 22 to November 7, 2025.
