1. Get to know your health and welfare coverages and retirement benefits—categorized as HEALTH, MONEY, MORE, and THE RIGHT YOU—by exploring this Benefits Made Right site.
2. Enroll in your health and welfare coverages and use the decision-support tools available on MyBenefits Online. For personal assistance or to enroll by phone, contact the Mondelēz International Benefits Center at 1-800-887-8807 (Option 1 – Benefits; Option 1 – Health & Welfare Benefits). Representatives are available Monday through Friday, 7:00 a.m. to 6:00 p.m. (Central Time).
3. Make your 401(k) Savings Plan elections on the Fidelity NetBenefits^® website (Fidelity Investments^® services our 401(k) Savings Plan). For personal assistance or to reach Fidelity via the Mondelēz International Retirement and Savings Plan Center, call 1-866-612-4582. Representatives are available Monday through Friday, 7:30 a.m. to 7:30 p.m. (Central Time).

Key questions to help you decide what will best support your well-being—The Right You:

• What are the best coverages for my situation?
• Does it make more sense to enroll in medical, dental, and/or vision coverage through my spouse’s/domestic partner’s employer (instead of through mine)?
• Could I or a family member benefit from one of the additional Specialty Medical Solutions—Vida Health for weight loss management, diabetes, and hypertension support; Progyny for fertility services; and/or Hinge Health for joint pain care and treatments—available through the medical coverage options?
• Who in my family do I need to cover?
• Do I want to save on eligible expenses by using a tax-savings account―HSA, Health Care FSA, or Dependent Day Care FSA?
• Could I make use of Critical Illness Insurance or any of the other additional voluntary coverages available (such as services through the Group Legal Services Plan, and/or Pet Insurance)?
• How can I better prepare for and support my financial well-being for retirement by using the 401(k) Savings Plan to the fullest?

• Be prepared if enrolling dependents. Have Social Security Numbers, dates of birth, and proof of eligibility ready (see eligibility rules).
• Designate your beneficiaries (as applicable) through:
  • MyBenefits Online for Basic Life, Optional Life, Basic Accidental Death & Dismemberment (AD&D), Voluntary Accidental Death and Dismemberment (VADD), and Business Travel Accident (BTA) Insurance; and
  • The NetBenefits website for the HSA and 401(k) Savings Plan.
    Note: If you’re married, your spouse is automatically your 401(k) Savings Plan beneficiary (unless you elect otherwise).
• Decide, if applicable, how much to contribute to an HSA or FSA. Even though you make HSA and/or FSA contribution elections on MyBenefits Online, Fidelity services these tax-savings accounts. Once your account is established via MyBenefits Online, you receive additional information directly from Fidelity (including how to activate your account on the NetBenefits website, request additional debit cards, invest your HSA contributions, and name beneficiaries for your HSA).
• Understand enrollment, including what happens if you don’t make your elections.
• Be sure to review and submit your health and welfare coverage elections on MyBenefits Online. Once you do, you'll be able to view your online Benefit Summary. Review your coverage elections carefully. If there's an error, promptly contact the Mondelēz International Benefits Center at 1-800-887-8807 (Option 1 - Benefits; Option 1 - Health & Welfare Benefits) so that it can be corrected as soon as possible.
• Review the 401(k) Savings Plan Welcome Packet that you receive at your home approximately 10 days after your eligibility date. Consider your contribution and investment options and submit your elections through the NetBenefits website. Then, watch your email or mailbox for your 401(k) Confirmation Statement.