{"id":324,"date":"2024-06-05T17:12:01","date_gmt":"2024-06-05T17:12:01","guid":{"rendered":"https:\/\/mdlzbmr.com\/expats\/?page_id=324"},"modified":"2026-06-30T13:51:24","modified_gmt":"2026-06-30T13:51:24","slug":"fsa","status":"publish","type":"page","link":"https:\/\/mdlzbmr.com\/expats\/fsa\/","title":{"rendered":"Health Care FSA"},"content":{"rendered":"\n\n\t\t<h2>Health Care FSA<\/h2>\t\n<h2>\n\t\t\t The Health Care flexible spending account (Health Care FSA) allows you to set aside before-tax dollars to help pay for eligible expenses in a given year\t<\/h2>\n\t\t\t\t\tHEALTH CARE FSA\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-0\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p>A Health Care FSA-serviced by Fidelity Investments\u00ae-allows you to reimburse yourself for eligible out-of-pocket health care expenses using before-tax dollars. For additional details about eligible expenses, see <a href=\"https:\/\/www.irs.gov\/forms-pubs\/about-publication-502\" target=\"_blank\" rel=\"noopener\">IRS Publication 502<\/a>.<\/p>\n<p>You can contribute up to $3,300 before-tax for 2026 (this is the contribution limit, even though the IRS&#8217;s annual contribution limit for 2026 is $3,400).<\/p>\n\t\t\t\t\tUSING YOUR FSA\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-1\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p>Once you enroll and make your FSA contribution election on\u00a0<a href=\"https:\/\/www.mdlzmybenefitsonline.com\/\" target=\"_blank\" rel=\"noopener\">MyBenefits Online<\/a>, Fidelity sends you additional information (including a debit card called the NetBenefits\u00ae Access Card). You can then use your card to pay for eligible expenses, or you can submit claims for eligible expenses via the\u00a0<a href=\"http:\/\/www.netbenefits.com\/\" target=\"_blank\" rel=\"noopener\">NetBenefits website<\/a>.<\/p>\n<p>The\u00a0<a href=\"http:\/\/www.netbenefits.com\/\" target=\"_blank\" rel=\"noopener\">NetBenefits website<\/a>\u00a0is also where you go for account information throughout the year, including the status of any submitted claims.<\/p>\n\t\t\t\t\tCONTACT INFO &amp; APPS\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-2\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p><strong>Fidelity<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.netbenefits.com\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">NetBenefits Website<\/a><\/li>\n<li>Phone:\u00a0<a href=\"tel:18666124582\" target=\"_blank\" rel=\"noopener\">1-866-612-4582<\/a>\u00a0|\u00a0<a href=\"tel:18332995089\" target=\"_blank\" rel=\"noopener\">1-833-299-5089<\/a>\u00a0(FSA-specific) |\u00a0<a href=\"tel:18338117432\" target=\"_blank\" rel=\"noopener\">1-833-811-7432<\/a>\u00a0(Cardholder services)<\/li>\n<li>Mobile App:\u00a0<a href=\"https:\/\/apps.apple.com\/us\/app\/fidelity-investments\/id348177453\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">APPLE APP STORE<\/a>\u00a0|\u00a0<a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.fidelity.android\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">GOOGLE PLAY STORE<\/a><\/li>\n<\/ul>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/expats\/wp-content\/uploads\/sites\/16\/2024\/06\/Black-Divider.svg\" alt=\"Black-Divider\" itemprop=\"image\" height=\"0\" width=\"0\" title=\"Black-Divider\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n\t<h3><strong>You forfeit unused amounts<\/strong><\/h3>\n<p>You forfeit any amount remaining in your Health Care FSA at the end of the coverage period. If you participate in a Health Care FSA, you have until March 31, 2027, to submit claims for 2026 eligible expenses.<\/p>\n\t\t<h2>Important<\/h2>\n<p>If-as a MDLZ employee residing in the U.S.-you were enrolled in one of the two medical coverage options that&#8217;s paired with a Health Savings Account (HSA) under the Mondel\u0113z Global Medical Plan and you contributed to your HSA, you can&#8217;t enroll in the Health Care FSA until the next plan year. Due to current law, you can&#8217;t contribute to an HSA and a Health Care FSA in the same plan year.<\/p>\n\t<h2>Looking for more details?<\/h2>\n<p>You can access more detailed information about the Health Care FSA, including an overview of eligible health care expenses, in the Summary Plan Description (SPD) posted under the <em>Reference Center<\/em> on <a href=\"https:\/\/www.mdlzmybenefitsonline.com\/\" target=\"_blank\" rel=\"noopener\">MyBenefits Online<\/a>. Or visit the\u00a0<a href=\"http:\/\/www.netbenefits.com\/\" target=\"_blank\" rel=\"noopener\">NetBenefits website<\/a>.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<div class=\"entry-summary\">\n<div class=\"entry-summary\">\nHealth Care FSA The Health Care flexible spending account (Health Care FSA)&hellip;\n<\/div>\n<div class=\"link-more\"><a href=\"https:\/\/mdlzbmr.com\/expats\/fsa\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &ldquo;Health Care FSA&rdquo;<\/span>&hellip;<\/a><\/div>\n<\/div>\n<div class=\"link-more\"><a href=\"https:\/\/mdlzbmr.com\/expats\/fsa\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &ldquo;Health Care FSA&rdquo;<\/span>&hellip;<\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/_fullwidth.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-324","page","type-page","status-publish","hentry","entry"],"acf":[],"_links":{"self":[{"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/pages\/324","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/comments?post=324"}],"version-history":[{"count":34,"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/pages\/324\/revisions"}],"predecessor-version":[{"id":2788,"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/pages\/324\/revisions\/2788"}],"wp:attachment":[{"href":"https:\/\/mdlzbmr.com\/expats\/wp-json\/wp\/v2\/media?parent=324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}