You're eligible for MDLZ-sponsored retiree medical coverage, provided:

• You're at least age 55 on the day you retire; and
• You've completed at least 10 years of continuous service with the Company since your most recent hire date.

As long as you meet the eligibility requirements, you can enroll your spouse/domestic partner and/or any other eligible dependent who is younger than age 65 for coverage.

Note: Coverage under the Plan ends for each individual once they become eligible for Medicare at age 65. Once you (or your enrolled spouse/domestic partner) become Medicare-eligible, you can choose coverage from a variety of medical and prescription drug plans through the Post-65 Via Benefits Exchange—our partner in offering access to these coverages. The Post-65 Via Benefits Exchange can provide more information, including whether you’re eligible for a retiree Health Reimbursement Arrangement—Company funding toward your post-65 health care costs. Visit the Via Benefits website or contact the Post-65 Via Benefits Exchange by phone at 1-866-201-0758.

You’re eligible for coverage under the Plan—regardless of your age and service on the day your employment terminates—if you’re considered disabled for purposes of the Mondelēz Global Long-Term Disability Plan (the LTD Plan). In addition:

• You remain eligible for coverage under the Plan—even if you’re older than age 65 and Medicare-eligible.
• Your eligible spouse/domestic partner (if applicable), as well as your otherwise eligible dependents, continue to be eligible for coverage under the Plan—even if they’re older than age 65 and Medicare-eligible.
• When your eligibility ends (i.e., if your LTD Plan benefits end at age 65), your dependents’ eligibility ends at the same time.
• The Company provides you with a subsidy, which you can use toward the cost of your coverage. Your remaining cost depends on the coverage option you elect and who you enroll for coverage.

To confirm your eligibility as well as any Company subsidy that may apply, contact the Mondelēz International Benefits Center at 1-800-887-8807 (Option 1 – Benefits; Option 1 – Health & Welfare Benefits). Representatives are available Monday through Friday, 7:00 a.m. to 6:00 p.m. (Central Time).

Here are the key steps to take to elect certain MDLZ-sponsored coverages for which you're eligible:

1. Read the benefits information on this Benefits Made Right site and explore the coverage options available to support your HEALTH.
2. Use the decision-support tools available to enroll on MyBenefits Online. For personal assistance or to enroll by phone, contact the Mondelēz International Benefits Center at 1-800-887-8807 (Option 1 – Benefits; Option 1 – Health & Welfare Benefits). Representatives are available Monday through Friday, 7:00 a.m. to 6:00 p.m. (Central Time).

Key questions to help you decide what will best support you:

• What's the best coverage for my situation?
• Does it make more sense to instead enroll in medical coverage through my spouse’s/domestic partner’s employer?
• Could I or a family member benefit from one of the specialty medical solutions—Vida Health for weight loss, diabetes, and hypertension support; Progyny for fertility benefits; Hinge Health for joint pain care—available through certain medical coverage options?
• Who in my family do I need to cover?

• Be prepared if enrolling dependents. Have Social Security Numbers, dates of birth, and proof of eligibility ready (see eligibility rules).
• Even though an HSA isn’t available to you through the Company, you may be able to open one on your own through a financial institution of your choice—provided you enroll in one of the HSA-eligible coverage options under the Plan ($2,000 or $3,500 Deductible option) and meet all other IRS eligibility requirements.
• Understand enrollment rules, including what happens if you don’t enroll.
• Be sure to review and submit your health and welfare coverage elections on MyBenefits Online. Shortly after you enroll, you’ll be able to view your online Benefit Summary. Review your coverage elections carefully. If there’s an error, promptly contact the Mondelēz International Benefits Center at 1-800-887-8807 (Option 1 – Benefits; Option 1 – Health & Welfare Benefits) so that it can be corrected as soon as possible. You can also view your summary electronically at any time throughout the year on MyBenefits Online.