Quarterly Quick Bites:
Spring Edition

Bite-sized updates to keep you
connected with your benefits!

Health Bites

Sweet victory

Congrats to Bernice Cline, who works remotely for MDLZ in Michigan. Bernice is the lucky winner of the Tile tracker—a giveaway from the first edition of our Quarterly Quick Bites!

RxSS: Diabetes Prescriptions
Saving Made Simple

Rx Savings Solutions (RxSS) can help you find cost-saving opportunities for all types of prescribed medications ... including those you may be taking to treat a chronic condition. Managing the cost of diabetes can be particularly challenging, for example, but support through RxSS is available. RxSS can help you find lower-cost alternatives for diabetes-related prescriptions, making it easier to stick to your treatment plan without breaking the bank.

Integrated with your prescription drug coverage through CVS Caremark, RxSS connects you with certified pharmacy technicians to explore savings options for medications—including those used to treat diabetes.

The proof is in the pudding: Switching to a lower-cost alternative could save you up to $1,920* a year on diabetes medications. Plus, with more affordable options, you may be likely to take your medications more regularly.

*Based on a 2021-2022 RxSS claims analysis

Activate your account: At myrxss.com or call 1-800-268-4476.

As long as you have MDLZ-sponsored prescription drug coverage through CVS Caremark, you can take advantage of the cost-savings tool through RxSS.

Hinge Health: Women's Pelvic
Health Program

In addition to joint pain therapy, a variety of virtual therapeutic options are available through Hinge Health—including therapy to support pelvic health. Did you know that one in four women experience a pelvic floor disorder? Despite how common it is, many don't seek treatment due to lack of awareness or access to care. That's why Hinge Health offers the Women's Pelvic Health Program.

Hinge Health offers this fully virtual, at-home therapy program to support your pelvic health at $0 cost to you. Through a personalized care plan, you’ll get expert guidance to help with:

  • Pelvic muscle strengthening to build your core muscles.
  • Bladder control when laughing, coughing, or sneezing.
  • Pelvic pain or discomfort to relieve tension and build control.
  • Pregnancy preparation and post-partum recovery.

No waiting rooms, no stress—just expert care from the comfort of home.

Get started: Go to hinge.health/MDLZ or call 1-855-902-2777.

As long as you’re enrolled in an Aetna, BCBS, or Cigna coverage option under the Mondelēz Global Medical Plan (Medical Plan), you can use Hinge Health’s services—at no additional cost to you.

Money Bites

A variety of tools are available from Fidelity Investments® to help support you financially.

Spring Into Financial Well-Being With Fidelity

Financial Capabilities Month

Missed Fidelity's "Financial Capabilities Month" events in April? No Problem: You can still access some of the same valuable financial well-being resources that were shared in April (most are actually available year-round). Explore these tools any time to help you plan for retirement, manage your budget, and invest wisely.

What's still cooking?

    • Workshops on tackling debt and setting financial goals.
    • Checkup tools to assess your financial health.
    • Resources for long-term planning.

Visit the Fidelity NetBenefits® website, or you can single sign-on to the site via MyBenefits Online.

Learn the lingo–financial terms simplified: With the media’s focus on the financial markets and what’s happening on a day-to-day basis, understanding the terms being used may help you make better decisions. Here are a few key terms/definitions:

    • Investing: Putting money into assets like stocks or bonds with the goal of making more money than you started with. It can be a helpful way to build a solid financial foundation over time.
    • Stock market: A financial marketplace where you can buy and sell shares of public companies. People generally invest in the stock market with hopes of earning more money on their investments.
    • Bonds: Bonds are like IOUs from companies or governments. When you buy one, you’re lending money. In return, you get periodic interest payments and your initial investment back when the bond matures.
    • Compound interest: When interest you earn in a savings or investment account earns interest of its own. So, you earn interest on both your initial balance and the interest that's added to the balance over time.
    • Volatility: A roller coaster of ups and downs in the money world. It measures how much an investment's value fluctuates, offering opportunities and risks for investors.

You can snack on more common financial terms by downloading Fidelity's Financial Capability Month calendar that was used throughout April.

Investing involves risk, including risk of loss.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
© 2025 FMR LLC. All rights reserved.
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Navigating Volatile Markets

Market ups and downs are a normal part of investing. If you’re feeling uncertain about market fluctuations, Fidelity provides resources to help you understand trends and long-term strategies. 

  • History shows that markets recover—Looking at past downturns, investors who maintained a long-term perspective saw growth over time.
  • Know your tolerance for risk as well as your options—Understanding different investment strategies can help you make informed decisions based on your own comfort with risk and your individual financial goals.

Check out Fidelity's 3 Reasons to Stay Invested Right Now.

New Tool to Help Support Your Financial Well-Being

Keeping track of your finances is simpler with the right tools. Your NEW financial wellness dashboard on the Fidelity NetBenefits website brings everything together for YOU. It's designed to create a clearer path so you can feel more confident with where you're at along your financial well-being journey.

Take a bite of these features:

  • Set financial goals, track your progress, and celebrate milestones achieved.
  • Find resources to help you manage your money in ways that work for you.
  • Make confident steps toward the financial future you want with access to simple tools, personalized insights, and help with investment strategies.

Visit the Fidelity NetBenefits website, or you can single sign-on to the site via MyBenefits Online.

Well-Being & More

YOU are the heart and soul of our business, the driving force of our purpose and values. Your MDLZ health and welfare coverages and retirement benefits are all in place to support your overall well-being—so you can be your best self, The Right You!

Celebrating Well-Being at MDLZ

Celebrating Well-BeingMay is Mental Health Awareness Month, and we’re “Celebrating Well-Being” globally across MDLZ.

Be sure to check out this week’s global article (article will be available May 1). And, take part in the celebration by joining two webinars led by our experts at Magellan Healthcare—the administrator of our Employee Assistance Program (EAP):

  • Foundations of Well-Being: Building Resilience and Balance for Everyone (May 6, 2025, at 9:00 a.m. CT)—Join this session and learn:
    • How mental and physical health, financial security, strong relationships, and a sense of community all interact and play a part in your overall well-being
    • New techniques to sharpen your focus and lower your stress
    • Strategies for building a more balanced, resilient, and fulfilling life
  • Understanding Emotional Triggers (May 14, 2025, at 9:00 a.m. CT)—Join this session and learn:
    • How emotional triggers impact your thoughts and behaviors
    • How to recognize emotional triggers in others and how to offer help given the circumstance
    • Strategies for cultivating an environment of compassion and understanding
    • When to get support, including help from professionals

Calendar invites were sent to your @mdlz email address from the MDLZ NA Communications mailbox on April 5. Be sure to add both sessions to your calendar! And, as we celebrate well-being all throughout May, here are a few tips on how to best support your Mind, Body, and Connections—our three well-being pillars at MDLZ.

More Support Resources from our EAP

As we celebrate well-being together this May, look to the additional support resources from Magellan Healthcare. This month, Magellan is identifying the mental health need at every age/stage (see chart below). Understanding and prioritizing what matters most at each stage can help you better manage stress, build resilience, thrive, and maintain meaningful relationships along your well-being journey.

Age/Stage Mental Health Needs
Children
(age 0 to 12)		 Emotional Security and Healthy Attachments
Adolescents and Young Adults
(age 13 to 25		 Identity, Social Support, and Coping Skills
Adults
(age 26 to 64)		 Work-Life Balance and Stress Management
Older Adults
(age 65+)		 Social Connection and Cognitive Engagement

See Magellan’s flyer for more details regarding these mental health needs.

And, here are a few more resources to leverage from Magellan as you “Celebrate Well-Being” at MDLZ:

  • A mental health activity: What makes you resilient? Discover your strengths and how they build resilience through this Activity.
    • Chart out the past challenges you’ve faced at different life stages;
    • Identify the strength you used to overcome each challenge;
    • And then jot down how each strength supports your well-being today and how you foresee it helping in the future.

Remember, for confidential assistance at any time, call Magellan at 1-800-327-4581. Or, visit the Magellan Healthcare website.

KinderCare Summer Camp: A recipe
for fun this summer!

Looking for engaging summer activities for the kiddos? KinderCare’s summer camp program offers educational and fun experiences for children of all ages.

Camp highlights:

  • Champ Camp (K–6th graders): Hands-on science experiments, creative projects, and outdoor exploration.
  • Full-day programs (babies–pre-K): Learning adventures in a safe, nurturing environment.
  • 10% summer savings: Available through MDLZ-sponsored tuition benefits.

Visit www.kindercare.com/mondelez for details on enrollment and savings.

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Don't miss a bite!

Stay in the loop with timely email communications and bite-sized text messages! These notifications provide important updates relative to your health and welfare coverages—such as what's new, Annual Enrollment announcements, and key deadlines.

How to opt in to text messaging and confirm/update your "primary" email address:

    1. Log in to your account on MyBenefits Online. If you're accessing for the first time, click Register under Don't have an account? and set up your username, password, and security questions (Company Key is MDLZ).
    2. Click your name in the upper-right corner and select Profile.
    3. Under Personal Preferences, confirm your phone number and email are current, your "primary" email address is correct, and you've opted in for text messages.
    4. If not, click Edit under Contact Preferences to make changes.
    5. Select Save, and you’re all set!
Stay In the Know Today

Looking for the past edition of Quarterly Quick Bites? Use the link below!
First Edition - February 2025