Well-Being at MDLZ

AT MDLZ, WE'RE HERE TO HELP YOU BE THE RIGHT YOU—WHATEVER THAT MEANS TO YOU.

Your MDLZ-sponsored health and welfare coverages and retirement benefits are all in place to support your overall well-being. They take a holistic and interconnected approach, and are designed to support three well-being pillars: Mind, Body, and Connection.

In addition, you have access to a variety of:

Support resources through the Employee Assistance Program (EAP); and
Global and U.S.-sponsored well-being initiatives and campaigns throughout the year.

No need to enroll in The Right You, simply use your MDLZ-sponsored coverages and retirement benefits and participate in the well-being initiatives. They’re all in place to help further you along your well-being journey so you can be your best self—The Right You.

Visit The Right You Online >

Mind

Supporting the whole you means recognizing all the interrelated aspects of well-being. A focus on the Mind is fundamental. You have access to well-being resources that not only support your mental health, emotional wellness, and resiliency, but also support you financially. They’re all key to helping you achieve an overall sense of balance.

Body

The Body is complex and needs proper attention to function well. Here at MDLZ, you have well-being resources designed to support your preventive health, healthy habits (fitness, nutrition, and sleep), and occupational health to better achieve overall sustained physical well‑being.

Connection

Feeling Connection at work, at home, and in the community is so important to well-being. This includes taking time to focus on what matters most to you, having a flexible workplace, connecting with coworkers (either in person or through technology that enables effective interactions), engaging with internal MDLZ communities (e.g., Employee Resource Groups), and finding overall purpose. At MDLZ, you have access to resources designed to help you expand your healthy Connections.

	2025	NEW for 2026
When the Medical Plan Begins to Pay:	$500 Deductible: Immediately $2,000 and $3,500 Deductible: After you satisfy your deductible	All Coverage Options: After you satisfy your deductible
Retail Pharmacy (up to a 30-day supply)
Non-Preventive Drugs	You Pay	You Pay
Generic Drugs	$10 copay	$15 copay
Preferred Brand Drugs	30% (after $25 min/$75 max copay)	30% (after $35 min/$85 max copay)
Non-Preferred Brand Drugs	40% (after $50 min/$100 max copay)	40% (after $60 min/$110 max copay)
Mail Order or CVS Retail Pharmacy (up to a 90-day supply)
Non-Preventive Drugs	You Pay	You Pay
Generic Drugs	$25 copay	$37.50 copay
Preferred Brand Drugs	30% (after $62.50 min/$187.50 max copay)	30% (after $87.50 min/$212.50 max copay)
Non-Preferred Brand Drugs	40% (after $125 min/$250 max copay)	40% (after $150 min/$275 max copay)
Note: Out-of-network prescription drug services aren’t covered

	2025		NEW for 2026
Out-of-Pocket Maximums*	$500 Deductible Option		$750 Deductible Option
Out-of-Pocket Maximums*	In-Network	Out-of-Network	In-Network	Out-of-Network
Individual	$3,000	$6,000	$3,250	$6,500
Family	$6,000	$12,000	$6,500	$13,000
* Includes deductible

	2025		NEW for 2026
Out-of-Pocket Maximums*	$2,000 Deductible Option		$2,250 Deductible Option
Out-of-Pocket Maximums*	In-Network	Out-of-Network	In-Network	Out-of-Network
Individual	$4,000	$8,000	$4,250	$8,500
Family	$8,000	$16,000	$8,500	$17,000
* Includes deductible

	2025		SAME for 2026
Out-of-Pocket Maximums*	$3,500 Deductible Option		$3,500 Deductible Option
Out-of-Pocket Maximums*	In-Network	Out-of-Network	In-Network	Out-of-Network
Individual	$7,000	$14,000	$7,000	$14,000
Family	$14,000	$28,000	$14,000	$28,000
* Includes deductible

	2025		NEW for 2026
Deductibles	$500 Deductible Option		$750 Deductible Option
Deductibles	In-Network	Out-of-Network	In-Network	Out-of-Network
Individual	$500	$1,000	$750	$1,500
Family	$1,000	$2,000	$1,500	$3,000