{"id":2032,"date":"2025-11-06T19:16:34","date_gmt":"2025-11-06T19:16:34","guid":{"rendered":"https:\/\/mdlzbmr.com\/ptssr\/?page_id=2032"},"modified":"2025-11-13T19:38:47","modified_gmt":"2025-11-13T19:38:47","slug":"quarterly-quick-bites-fall-25","status":"publish","type":"page","link":"https:\/\/mdlzbmr.com\/ptssr\/quarterly-quick-bites-fall-25\/","title":{"rendered":"Quarterly Quick Bites &#8211; Fall 25"},"content":{"rendered":"\n<h1  id=\"large-text\">\n\t\t\tQuarterly Quick Bites: <br \/>Fall 2025 Edition\t<\/h1>\n\t<p>Bite-sized updates to keep you<br \/>connected with your benefits!<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/04\/MakeItYourOwn-White.png?_t=1744332360\" alt=\"MakeItYourOwn-White\" itemprop=\"image\" title=\"MakeItYourOwn-White\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n<h2>\n\t\t\tPrepare to make the most of your benefits in 2026!\t<\/h2>\n\t<p><strong>Annual Enrollment is a wrap<\/strong>-and your 2026 coverages go into effect on January 1. Here are a few things to do as you head into the new year:<\/p>\n<ul>\n<li><strong>New medical ID Cards?<\/strong> Watch your mailbox-your new ID cards should arrive in December. Generally, you can expect to receive a new ID card if you&#8217;re switching carriers and\/or you&#8217;re covering different family members for 2026 (i.e., you enrolled a new dependent for coverage). A few specific items to note for these carriers:\n<ul>\n<li><strong>Aetna:<\/strong> Beginning in January, Aetna will have a new Service Center number. If you&#8217;ll be enrolled in a coverage option through Aetna for 2026, you&#8217;ll automatically receive a new ID card with the new number.<\/li>\n<li><strong>BCBS:\u00a0<\/strong>If you&#8217;re already enrolled and covering a new dependent for 2026, you&#8217;ll only receive a new ID card for your newly covered dependent.<\/li>\n<li><strong>Cigna:<\/strong> If you&#8217;re covering a new dependent for 2026, you&#8217;ll need to call Cigna to request a new ID card (or you can log in to your account on the Cigna website or app and access your ID card digitally). See the <a href=\"https:\/\/mdlzbmr.com\/ptssr\/contact-info-and-apps\/\">Contact Info &amp; Apps<\/a> section for how to reach Cigna.<\/li>\n<li><strong>Kaiser:\u00a0<\/strong>If you&#8217;re already enrolled and covering a new dependent for 2026, you&#8217;ll only receive a new ID card for your newly covered dependent.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Schedule your 2026 preventive care appointments<\/strong> early in the year to help kick-start your health goals.<\/li>\n<li><strong>Currently contributing to a Health Care Flexible Spending Account (Health Care FSA)?<\/strong> Don&#8217;t miss out! Be sure to use your 2025 Health Care FSA dollars or you&#8217;ll lose what&#8217;s left in your Health Care FSA. You&#8217;ll have until March 31, 2026, to submit your claims for 2025 eligible expenses.<\/li>\n<li><strong>Contributing to a Health Savings Account (HSA) for 2026?<\/strong> You can start and\/or change your contribution election anytime beginning January 1, even if you didn&#8217;t make a contribution election during Annual Enrollment. <strong>Remember:<\/strong> Contribution election changes only apply to future pay periods and aren&#8217;t retroactive.<\/li>\n<li><strong>Check your January paychecks.<\/strong> Make sure they correctly reflect deductions for your 2026 coverages. If they don&#8217;t, call <a href=\"tel:1-800-887-8807\" target=\"_blank\" rel=\"noopener\">1-800-887-8807<\/a> and select the payroll option or open a ticket with payroll through the <a href=\"https:\/\/mdlz.service-now.com\/hrportal\" target=\"_blank\" rel=\"noopener\">Employee Center<\/a>.<\/li>\n<\/ul>\n<p>With 2026 Annual Enrollment now in the rear-view mirror, it&#8217;s time to map out a path for you and your family toward better health in 2026!<\/p>\n\t\t\t\t\t<a href=\"#\"  id=\"fl-accordion--label-0\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-0\">DOWNLOAD THE MYCHOICE BENEFITS APP<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-0\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p>This app connects you to the mobile version of your <a href=\"http:\/\/mdlzmybenefitsonline.com\/\" target=\"_blank\" rel=\"noopener\">MyBenefits Online<\/a> account, putting your health and welfare coverage information in the palm of your hand. Here&#8217;s how to download the app:<\/p>\n<ul>\n<li><strong>From MyBenefits Online:<\/strong> Once you&#8217;re logged in, select <em>Access the App<\/em> from the <a href=\"http:\/\/mdlzmybenefitsonline.com\/\" target=\"_blank\" rel=\"noopener\">MyBenefits Online<\/a> home page. Then, simply scan the QR code with your mobile device (the code is unique to you so don&#8217;t share).<\/li>\n<li><strong>From the Apple App Store or Google Play:<\/strong> Download the app from the\u00a0<a href=\"https:\/\/apps.apple.com\/us\/app\/mychoice-benefits\/id1138970986\" target=\"_blank\" rel=\"noopener\">Apple App Store<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.businessolver.mychoice&amp;hl=en_US\" target=\"_blank\" rel=\"noopener\">Google Play<\/a> and simply enter the login information that you created when you registered your account on <a href=\"http:\/\/mdlzmybenefitsonline.com\/\" target=\"_blank\" rel=\"noopener\">MyBenefits Online<\/a>.<\/li>\n<\/ul>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/10\/download-the-app-qqb.png\" alt=\"download the app qqb\" itemprop=\"image\" height=\"299\" width=\"573\" title=\"download the app qqb\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n\t\t<h3>Get to know your extra health resources<\/h3>\n<p>As you head into 2026, explore how you might reduce your prescription drugs spend with Rx Savings Solutions (RxSS).* Get started at <a href=\"http:\/\/myrxss.com\/\" target=\"_blank\" rel=\"noopener\">myrxss.com<\/a>, download the RxSS mobile app from the <a href=\"https:\/\/apps.apple.com\/us\/app\/rxss-rx-savings-solutions\/id1486641404\" target=\"_blank\" rel=\"noopener\">Apple App Store<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.rxsavingssolutions.rex&amp;hl=en_US\" target=\"_blank\" rel=\"noopener\">Google Play<\/a> (<a href=\"https:\/\/mdlzbmr.com\/ptssr\/wp-content\/uploads\/sites\/5\/2025\/11\/Mobile_App_Flyer-Mondelez.pdf\" target=\"_blank\" rel=\"noopener\">here&#8217;s how<\/a>), or call <a href=\"tel:1-800-268-4476\" target=\"_blank\" rel=\"noopener\">1-800-268-4476<\/a>.<\/p>\n<p>And, be sure to check out these additional Specialty Medical Solutions* to support your unique care needs (at no additional cost)-<a href=\"https:\/\/hinge.health\/MDLZ\" target=\"_blank\" rel=\"noopener\">Hinge Health<\/a> for joint and muscle pain; <a href=\"https:\/\/member.progyny.com\/\" target=\"_blank\" rel=\"noopener\">Progyny<\/a> for fertility and family-building support; and <a href=\"https:\/\/www.vida.com\/MDLZ\/\" target=\"_blank\" rel=\"noopener\">Vida Health<\/a> for managing diabetes, weight, and more.<\/p>\n<p>* As long as you&#8217;re enrolled in the Mondel\u0113z Global Medical Plan, RxSS works with your prescription drug coverage through CVS Caremark at no additional cost. The Specialty Medical Solutions are available if you&#8217;re enrolled in coverage through Aetna, BCBS, or Cigna.<\/p>\n    <img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/02\/Green-Heading-Background.png\"\/>\n    <h2>Money Bites<\/h2>\n    <h2>Higher catch-up limit<\/h2>\n    <img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/02\/Fidelity-300x75.png\" \/>\n\t<p><strong>Did you know &#8230;<\/strong> A higher catch-up limit, allowed under the SECURE 2.0 Act, takes effect on January 1, 2026. It will enable certain employees to increase their catch-up contributions to the 401(k) Savings Plan.<\/p>\n<strong>Does it apply to me?<\/strong><br \/>\nYou&#8217;ll be able to make higher catch-up contributions to your 401(k) Savings Plan account if you&#8217;ll be <strong>age 60 to 63 at the end of 2026<\/strong>. The higher catch-up contribution limit will only be available during the calendar years in which you turn ages 60, 61, 62, or 63. So, for example, if you turn age 64 in March of 2026, you won&#8217;t be able to take advantage of higher catch-up contributions during the 2026 calendar year. If eligible, don&#8217;t miss out on this opportunity to boost your retirement savings!\n\t\t\t\t\t<a href=\"#\"  id=\"fl-accordion--label-0\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-0\">HERE&#8217;S WHAT&#8217;S HAPPENING BEGINNING JANUARY 1, 2026<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-0\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p>If you&#8217;ll be younger than age 60 or older than age 63 at the end of 2026, the regular annual IRS catch-up contribution limit will apply to you-which for 2026 will be $8,000.<\/p>\n<p>If you&#8217;ll be age 60, 61, 62, or 63 at the end of 2026, you&#8217;ll be able to make catch-up contributions to the 401(k) Savings Plan at a higher amount-which for 2026 will be up to $11,250.<\/p>\n\t\t\t\t\t<a href=\"#\"  id=\"fl-accordion--label-0\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-0\">WHAT DO YOU NEED TO DO?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-0\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p>If you&#8217;ll be eligible to contribute higher catch-up contributions beginning in January, now&#8217;s a great time to:<\/p>\n<ul>\n<li><strong>Talk to a financial or tax advisor<\/strong> to better understand how the higher catch-up contribution limit may impact your retirement savings strategy.<\/li>\n<li><strong>Log in to your 401(k) Savings Plan account<\/strong> via the <a href=\"http:\/\/netbenefits.com\" target=\"_blank\" rel=\"noopener\">NetBenefits website<\/a> to review your current contribution and investment elections.<\/li>\n<li><strong>Make any updates you think you need<\/strong> to better align your retirement savings strategy with the higher catch-up contribution limit effective January 1.<\/li>\n<\/ul>\n<p>In January, you can expect to receive a more targeted communication from Fidelity with all the information you&#8217;ll need to take any next steps.<\/p>\n\t<p>If you have questions, call the Mondel\u0113z International Retirement and Savings Plan Center at <a href=\"tel:1-800-612-4582\" target=\"_blank\" rel=\"noopener\"><u>1-800-612-4582<\/u><\/a>. And, access your 401(k) Savings Plan account information any time via the NetBenefits website with the button below.<\/p>\n\t\t\t<a href=\"http:\/\/netbenefits.com\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tNetBenefits Website >\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/10\/money-qqb.png?_t=1761847626\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n<h2>\n\t\t\tWomen talk money fall event series \t<\/h2>\n\t<p>If you missed Fidelity&#8217;s Women Talk Money three-part series, you can access any of the recorded sessions here:<\/p>\n\t\t\t<a href=\"https:\/\/www.fidelity.com\/learning-center\/women-talk-money\/event-replays\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tWatch the replays >\n\t\t\t\t\t<\/a>\n\t<p>The series took place throughout October and November and featured <em>Wicked <\/em>sensation star <strong>Cynthia Erivo<\/strong> and icon <strong>Brooke Shields<\/strong>. Tune in to the replay (as it becomes available) to hear what each had to say about saving, investing, and career lessons learned!<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/ptssr\/wp-content\/plugins\/bb-plugin\/img\/pixel.png\" alt=\"\" itemprop=\"image\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n    <img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/04\/Brown-Heading-Background.png\"\/>\n    <h2>Well-Being &#038; More<\/h2>\n    <h2>Supporting the demands of caregiving\n<\/h2>\n<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/02\/MagellanHealthcare-Logo.png\" \/>\n\t<p>Are you caring for a loved one with a disability or chronic illness? Or, maybe you&#8217;re caring for a parent who&#8217;s navigating the aging process. If so, you may be feeling overwhelmed. Caregiver stress is real and can take its toll on you in several ways-physically and emotionally. So, how are you caring for YOU?<\/p>\n<p>Magellan Healthcare-the administrator of our Employee Assistance Program (EAP)-is here to help and provides <a href=\"https:\/\/mdlzbmr.com\/ptssr\/wp-content\/uploads\/sites\/5\/2025\/11\/Mondelez-Life-Events-Caregiving-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">support for caregivers<\/a>.<\/p>\n\t\t\t\t\t<a href=\"#\"  id=\"fl-accordion--label-0\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-0\">WHAT&#8217;S CAREGIVER STRESS?<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-0\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p>Caregiving can be rewarding. But its demands can cause you to:<\/p>\n<ul>\n<li>Feel sad, worried, angry, burdened, or even tired all the time<\/li>\n<li>Sleep too much or too little<\/li>\n<li>Gain or lose weight<\/li>\n<li>Misuse alcohol, drugs, or prescription medications<\/li>\n<li>Lose interest in the activities you used to love<\/li>\n<\/ul>\n<p>Over time, these caregiver stressors can cause harm to your overall health and well-being.<\/p>\n\t\t\t\t\t<a href=\"#\"  id=\"fl-accordion--label-0\" tabindex=\"0\" aria-controls=\"fl-accordion--panel-0\">TIPS &#8230; HOW TO CARE FOR YOU<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" id=\"fl-accordion--icon-0\"  tabindex=\"0\"><i title=\"Expand\">Expand<\/i><\/a>\n\t\t\t\t\t<p>Take advantage of Magellan&#8217;s<em> Work-Life Services: Parenting and Child Care Support<\/em> program. It can help you better manage as you care for an aging parent, navigate options for childcare services, and balance partnership dynamics during demanding life stages. With Magellan&#8217;s support, you can better handle caregiving responsibilities while balancing your own well-being at the same time.<\/p>\n<p>Here are a few quick tips to care for yourself while you&#8217;re caregiving for others:<\/p>\n<ul>\n<li><strong>Get connected, locally<\/strong><strong>.<\/strong> Learn about the caregiving resources in your local area.<\/li>\n<li><strong>Join a support group<\/strong>, where they share ideas for how to navigate caregiving issues-some of which you too may be facing.<\/li>\n<li><strong>Seek social support<\/strong>, including staying connected with supportive family and friends.<\/li>\n<li><strong>Ask for and accept<\/strong> help.<\/li>\n<li><strong>Focus on what you can do<\/strong>, no one is a perfect caregiver. Believe in yourself and know that you&#8217;re doing the best you can.<\/li>\n<li><strong>Set obtainable goals<\/strong> and decline requests that you find are draining.<\/li>\n<li><strong>Take care of your own health<\/strong><strong>.<\/strong> Stay current on your health screenings; vaccines; and find ways to move more, sleep better, and eat better in between caring for others.<\/li>\n<\/ul>\n<p>If you don&#8217;t care for yourself first, you won&#8217;t be able to care for those counting on you.<\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2025\/10\/wellbeing-qqb-1.png?_t=1761847354\" alt=\"wellbeing qqb\" itemprop=\"image\" title=\"wellbeing qqb\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n\t<p>Remember, confidential assistance is available any time by calling Magellan at <a href=\"tel:1-800-327-4581\" target=\"_blank\" rel=\"noopener\">1-800-327-4581<\/a>. You can also access the Magellan Healthcare website with the button below.<\/p>\n\t\t\t<a href=\"https:\/\/member.magellanhealthcare.com\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\tGet Started >\n\t\t\t\t\t<\/a>\n\t<p>And, be sure to check out the caregiving-related webinars sponsored by Magellan in November. Go to the <a href=\"https:\/\/mdlzbmr.com\/ptssr\/eap\/\" rel=\"noopener\">EAP page<\/a> for registration details.<\/p>\n\tLooking for a past edition of Quarterly Quick Bites? Use the links below!<br \/>\n<a href=\"https:\/\/mdlzbmr.com\/ptssr\/quarterly-quick-bites-feb-25\/\">First Edition &#8211; February 2025<\/a><br \/>\n<a href=\"https:\/\/mdlzbmr.com\/ptssr\/quarterly-quick-bites-spring-25\/\">Spring Edition &#8211; May 2025<\/a><br \/>\n<a href=\"https:\/\/mdlzbmr.com\/ptssr\/quarterly-quick-bites-summer-25\/\">Summer Edition &#8211; August 2025<\/a>\n\n","protected":false},"excerpt":{"rendered":"<div class=\"entry-summary\">\n<div class=\"entry-summary\">\nQuarterly Quick Bites: Fall 2025 Edition Bite-sized updates to keep youconnected with&hellip;\n<\/div>\n<div class=\"link-more\"><a href=\"https:\/\/mdlzbmr.com\/ptssr\/quarterly-quick-bites-fall-25\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &ldquo;Quarterly Quick Bites &#8211; Fall 25&rdquo;<\/span>&hellip;<\/a><\/div>\n<\/div>\n<div class=\"link-more\"><a href=\"https:\/\/mdlzbmr.com\/ptssr\/quarterly-quick-bites-fall-25\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &ldquo;Quarterly Quick Bites &#8211; Fall 25&rdquo;<\/span>&hellip;<\/a><\/div>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/_fullwidth.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-2032","page","type-page","status-publish","hentry","entry"],"acf":[],"_links":{"self":[{"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/pages\/2032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/comments?post=2032"}],"version-history":[{"count":10,"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/pages\/2032\/revisions"}],"predecessor-version":[{"id":2051,"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/pages\/2032\/revisions\/2051"}],"wp:attachment":[{"href":"https:\/\/mdlzbmr.com\/ptssr\/wp-json\/wp\/v2\/media?parent=2032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}