{"id":367,"date":"2024-06-05T19:09:22","date_gmt":"2024-06-05T19:09:22","guid":{"rendered":"https:\/\/mdlzbmr.com\/snuh\/?page_id=367"},"modified":"2026-02-06T20:48:57","modified_gmt":"2026-02-06T20:48:57","slug":"critical-illness","status":"publish","type":"page","link":"https:\/\/mdlzbmr.com\/snuh\/critical-illness\/","title":{"rendered":"Critical Illness Insurance"},"content":{"rendered":"\n\n\t\t<h2>Critical Illness Insurance<\/h2>\t\n<h2>\n\t\t\tCritical Illness Insurance pays a benefit if you or a covered family member are diagnosed with a covered illness or condition\t<\/h2>\n\t<p>You don&#8217;t have to enroll for medical coverage through MDLZ to elect Critical Illness Insurance. There are two coverage levels offered for you through Voya Employee Benefits (Voya):<\/p>\n<ul>\n<li>$15,000<\/li>\n<li>$30,000<\/li>\n<\/ul>\n<p>The benefit is based on the coverage level you elect for yourself ($15,000 or $30,000), and the percentage that&#8217;s payable for the covered illness or condition (i.e., cancer, heart attack, stroke). Because certain covered illnesses and conditions pay a benefit that&#8217;s less than 100% of the coverage in effect, it&#8217;s important to review the Schedule of Benefits found in the certificate of coverage (access the certificate of coverage posted <a href=\"https:\/\/presents.voya.com\/EBRC\/MDLZ\" target=\"_blank\" rel=\"noopener\">here<\/a>).<\/p>\n<p>Coverage is also available for your spouse\/domestic partner and\/or child(ren) at 100% of the coverage level you elect for yourself. Your cost-which you pay for on an after-tax basis through payroll deductions-depends on your age, coverage level, and who you cover.<\/p>\n<h3><strong>You can use the benefit payment to help pay for items such as:<\/strong><\/h3>\n<ul>\n<li>Deductibles and copays<\/li>\n<li>Your mortgage or rental payments<\/li>\n<li>Travel expenses, for example if you&#8217;re receiving care in a different city<\/li>\n<li>Everyday expenses such as utility bills, electricity, groceries, and gas<\/li>\n<li>Lost income due to missed time from work<\/li>\n<\/ul>\n<h3>Wellness Benefit<\/h3>\n<p>A Wellness Benefit is included in your Critical Illness Insurance coverage. With the Wellness Benefit, you receive a $50 annual benefit payment if you complete an eligible health screening test on or after your coverage effective date-regardless of whether there&#8217;s any out-of-pocket cost to you. You may also receive a benefit payment if your covered spouse and\/or child completes a health screening test on or after your coverage effective date.<\/p>\n\t<h2>Learn more about Critical Illness Insurance<\/h2>\n<p>To learn more about Critical Illness Insurance, including help with filing a claim, call Voya&#8217;s Contact Center at <a href=\"tel:1-877-236-7564\">1-877-236-7564<\/a>. Representatives are available Monday through Friday, 8:00 a.m. to 7:00 p.m. (Central Time). Voya&#8217;s online materials and video also provide helpful information about Critical Illness Insurance.<\/p>\n<p><a href=\"https:\/\/presents.voya.com\/EBRC\/MDLZ\" target=\"_blank\" rel=\"noopener\">Access Voya&#8217;s online materials &gt;<\/a><\/p>\n<p><a href=\"https:\/\/www.kaltura.com\/index.php\/extwidget\/preview\/partner_id\/1234081\/uiconf_id\/48306553\/entry_id\/1_vwselglr\/embed\/dynamic\" target=\"_blank\" rel=\"noopener\">Watch Voya&#8217;s Critical Illness Insurance Video &gt;<\/a><\/p>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2024\/06\/Critical-Illness-Icon.png?_t=1717628769\" alt=\"Critical-Illness-Icon\" itemprop=\"image\" title=\"Critical-Illness-Icon\" onerror=\"this.style.display='none'\" loading='lazy' \/>\n\t<h2>Looking for more details?<\/h2>\n<p>You can access more detailed coverage information (posted in the <em>Reference Center<\/em>) on <a href=\"https:\/\/mondelez.ehr.com\/\" target=\"_blank\" rel=\"noopener\">MyBenefits Online<\/a>, or visit\u00a0<a href=\"https:\/\/presents.voya.com\/EBRC\/MDLZ\" target=\"_blank\" rel=\"noopener\">Voya<\/a>.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<div class=\"entry-summary\">\n<div class=\"entry-summary\">\nCritical Illness Insurance Critical Illness Insurance pays a benefit if you or&hellip;\n<\/div>\n<div class=\"link-more\"><a href=\"https:\/\/mdlzbmr.com\/snuh\/critical-illness\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &ldquo;Critical Illness Insurance&rdquo;<\/span>&hellip;<\/a><\/div>\n<\/div>\n<div class=\"link-more\"><a href=\"https:\/\/mdlzbmr.com\/snuh\/critical-illness\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &ldquo;Critical Illness Insurance&rdquo;<\/span>&hellip;<\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/_fullwidth.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-367","page","type-page","status-publish","hentry","entry"],"acf":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/pages\/367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/comments?post=367"}],"version-history":[{"count":22,"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/pages\/367\/revisions"}],"predecessor-version":[{"id":2201,"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/pages\/367\/revisions\/2201"}],"wp:attachment":[{"href":"https:\/\/mdlzbmr.com\/snuh\/wp-json\/wp\/v2\/media?parent=367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}