- \n
- Medical coverage through BCBS: <\/strong>Includes:\n
- \n
- Prescription drug coverage through CVS Caremark (see the Prescription Drugs<\/a> page for more information).<\/li>\n
- Vision coverage through EyeMed or the Blue 365 vision discount program (see the Vision<\/a> page for more information).<\/li>\n
- Access to Vida Health’s and Hinge Health’s services to support your unique care needs (see the Specialty Medical Solutions<\/a> page for more information).<\/li>\n<\/ul>\n<\/li>\n
- Medical coverage through Kaiser NW:<\/strong> Includes:\n
- \n
- Prescription drug coverage through Kaiser NW (see MyBenefits Online<\/a> for more information).<\/li>\n
- Vision coverage through EyeMed (see the Vision<\/a> page for more information).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
You can always log in to your MyBenefits Online<\/a> account to see your current coverage elections, coverage cost (if any), and for additional coverage and carrier-related details.<\/p>\n\t\t\t\t\tABOUT YOUR CARRIER’S NETWORK\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t
Your carrier has its own network of providers. And, when you stay in-network, covered services are provided at a discount.<\/p>\n
To confirm whether your doctor, hospital, or other care provider participates in a carrier’s network, be sure to use the provider look-up tool on MyBenefits Online<\/a>. It’s also a good idea to double-check directly with your provider to make sure they participate in the carrier’s network where you live. Your provider will have the most up-to-date information about their participation.<\/p>\n\t\t\t\t\tTELEMEDICINE\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t
With telemedicine, you can talk to a doctor 24\/7. Your carrier offers telemedicine for a variety of services (e.g., general medical, behavioral\/mental health). Per-visit costs vary by carrier and type of service received; but are often less than what you would pay for in-office care.<\/p>\n
For specifics on telemedicine options and costs, contact your carrier directly:<\/p>\n
- \n
- BCBS:<\/strong>\u00a01-800-770-4622<\/a>\u00a0|\u00a0MD Live Website<\/a><\/li>\n
- Kaiser NW: <\/strong>1-800-813-2000<\/a> | Kaiser NW Website<\/a><\/li>\n<\/ul>\n
Learn more about telemedicine in this\u00a0video<\/a>.<\/p>\n\t\t\t\t\tSPOUSAL SURCHARGE & CARRIER PROCESSES\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t
A spousal surcharge may apply <\/strong><\/p>\n
Depending on your union’s negotiated CBA, a surcharge may apply if you decide to cover your spouse and they have their own medical coverage available elsewhere. See your collective bargaining unit’s Health Care Benefits Supplement for the additional monthly surcharge that may apply for your spouse’s medical coverage. You can also view your cost (if any) when you log in to your account on MyBenefits Online<\/a>.<\/p>\n\t\t\t\t\tCONTACT INFO & APPS\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t
Blue Cross and Blue Shield of Illinois (BCBS)<\/strong><\/p>\n
- \n
- BCBS of Illinois Website<\/a><\/li>\n
- MD Live Website<\/a>\n
- \n
- Main Phone:\u00a01-877-238-5948<\/a>\n
- \n
- Telemedicine:\u00a01-800-770-4622<\/a><\/li>\n
- Nurseline:\u00a01-800-299-0274<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n
- Mobile App:\u00a0<\/strong>APPLE APP STORE<\/a>\u00a0|\u00a0GOOGLE PLAY STORE<\/a><\/li>\n
- Group Number: See your member ID card<\/li>\n<\/ul>\n
<\/p>\n
Kaiser Foundation Health Plan of the Northwest <\/strong>(Kaiser NW)<\/strong><\/p>\n
- \n
- Kaiser NW Website<\/a><\/li>\n
- Kaiser NW Telemedicine<\/a><\/li>\n
- Main Phone:\u00a01-800-813-2000<\/a><\/li>\n
- Mobile App:\u00a0APPLE APP STORE<\/a>\u00a0|\u00a0GOOGLE PLAY STORE<\/a><\/li>\n
- Group Number: See your member ID card<\/li>\n<\/ul>\n\t\t\t\t
![\"Blue-Divider\"](\"https:\/\/mdlzbmr.com\/union\/wp-content\/uploads\/sites\/14\/2024\/06\/Blue-Divider.svg\" "\\"Blue-Divider\\"")
\n\tShort videos you may find helpful<\/strong><\/h2>\n
Check out these videos to learn more about how to:<\/p>\n
- \n
- Review common benefit terms<\/a><\/strong><\/li>\n
- Better understand aggregate and embedded deductibles<\/a><\/strong><\/li>\n<\/ul>\n\t\t\t\t
![\"Blue-Divider\"](\"https:\/\/mdlzbmr.com\/snuh\/wp-content\/uploads\/sites\/3\/2024\/06\/Blue-Divider.svg\" "\\"Blue-Divider\\"")
\n\tKEY CONSIDERATIONS WHEN CHOOSING MEDICAL COVERAGE<\/strong><\/h2>\n\t\t\t\t\tWHO DO YOU NEED TO COVER?\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t
As long as your union’s negotiated CBA provides for medical coverage for you and your family members, you can cover your dependents. Eligible dependents include your:<\/p>\n
- \n
- Legal spouse<\/li>\n
- Same- or opposite-sex domestic partner<\/li>\n
- Child(ren)<\/li>\n<\/ul>\n
Consider whether it makes sense for you and your family to be covered under the Medical Plan or through your spouse’s\/domestic partner’s employer (if applicable).<\/p>\n
Learn more about eligible dependents.<\/a><\/p>\n\t\t\t\t\tWHAT CONTRIBUTES TO YOUR COST FOR MEDICAL COVERAGE?\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t
Estimating your total costs and considering your budget can help you determine whether medical coverage through MDLZ (if available to you given your union’s negotiated CBA) makes the most sense for your situation.<\/p>\n
Your costs depend on:<\/p>\n
- \n
- Your union’s negotiated CBA:<\/strong> When you log in to your MyBenefits Online<\/a> account, you’ll see your cost for medical coverage.<\/li>\n
- Who you need to cover:<\/strong> Depending on your union’s negotiated CBA, costs can vary based on the people you cover. A surcharge may also apply if you cover your spouse.<\/li>\n<\/ul>\n\t\t\t\t
![\"Illustration](\"https:\/\/mdlzbmr.com\/union\/wp-content\/uploads\/sites\/14\/2024\/06\/Heart-World-Graphic.png\" "\\"Heart-World-Graphic\\"")
\n\tLooking for more details?<\/strong><\/h2>\nYou can access more detailed coverage information, including provider finder tools on MyBenefits Online<\/a>.
\n - Who you need to cover:<\/strong> Depending on your union’s negotiated CBA, costs can vary based on the people you cover. A surcharge may also apply if you cover your spouse.<\/li>\n<\/ul>\n\t\t\t\t
- Your union’s negotiated CBA:<\/strong> When you log in to your MyBenefits Online<\/a> account, you’ll see your cost for medical coverage.<\/li>\n
- Better understand aggregate and embedded deductibles<\/a><\/strong><\/li>\n<\/ul>\n\t\t\t\t
- Kaiser NW Telemedicine<\/a><\/li>\n
- Nurseline:\u00a01-800-299-0274<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n
- Telemedicine:\u00a01-800-770-4622<\/a><\/li>\n
- MD Live Website<\/a>\n
- Kaiser NW: <\/strong>1-800-813-2000<\/a> | Kaiser NW Website<\/a><\/li>\n<\/ul>\n
- Vision coverage through EyeMed (see the Vision<\/a> page for more information).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
- Vision coverage through EyeMed or the Blue 365 vision discount program (see the Vision<\/a> page for more information).<\/li>\n
- Prescription drug coverage through CVS Caremark (see the Prescription Drugs<\/a> page for more information).<\/li>\n