If you’re eligible to participate, you generally may contribute from 1% to 16% of your eligible pay<\/strong> on a before-tax and\/or after-tax basis. Contributions may also be made as Roth, which are after-tax contributions, but their earnings are tax-free. The sum of your before-tax and Roth contributions can’t exceed the $24,500 annual IRS limit for 2026.<\/p>\n If you’ll be age 50 or older in 2026, you can make additional before-tax and\/or Roth catch-up contributions-up to the $8,000 IRS limit for 2026 (this is in addition to the $24,500 before-tax\/Roth annual IRS limit). A few additional things to keep in mind about catch-up contributions:<\/p>\n You can change your contribution percentage at any time, and you’re 100% vested in your own contributions immediately.<\/p>\n If you’re a new hire, be sure to consider any contributions you made to another employer’s 401(k) plan<\/strong>\u00a0this year. This will help ensure you don’t exceed the IRS contribution limits for the calendar year.<\/p>\n\t\t\t\t\tCOMPANY CONTRIBUTIONS\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t If negotiated into your union’s CBA, MDLZ may make Company contributions to your 401(k) Savings Plan account. Log in to your account on the NetBenefits website<\/a> to confirm if you’re eligible for Company contributions.<\/p>\n You become fully vested in Company contributions over time. The vesting schedule is shown in the 401(k) Savings Plan’s Summary Plan Description (SPD), which is available for you on the NetBenefits website<\/a>.<\/p>\n\t\t\t\t\tYOUR OPTIONS\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t Consider your options before making your 401(k) Savings Plan elections<\/strong><\/p>\n If you’d like help with any of these decisions, support is available from Fidelity. Call the Mondel\u0113z International Retirement and Savings Plan Center.<\/p>\n\t\t\t\t\tCONTACT INFO & APPS\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t Mondel\u0113z International Retirement and Savings Plan Center<\/strong><\/p>\n ________________________<\/p>\n Use the Mondel\u0113z International Retirement and Savings Plan Center to:<\/strong><\/p>\n The 401(k) Savings Plan is intended to be a participant-directed plan as described in Section 404(c) of ERISA, which means that fiduciaries of the 401(k) Savings Plan are ordinarily relieved of liability for any losses that are the direct and necessary result of investment instructions given by a participant or beneficiary.<\/em><\/p>\n\t\t\t\t You can access 401(k) Savings Plan information via the\u00a0NetBenefits website<\/a><\/strong>. You can also call the Mondel\u0113z International Retirement and Savings Plan Center at\u00a01-866-612-4582<\/a><\/strong>\u00a0with questions (representatives are available Monday through Friday, 7:30 a.m. to 7:30 p.m. Central Time).<\/p>\n <\/p>\n\n","protected":false},"excerpt":{"rendered":"\n
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\n\tAutomatic enrollment<\/strong><\/h2>\n
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\n\tLooking for more details?<\/h2>\n