You designate your beneficiaries for applicable coverages on MyBenefits Online<\/a>. Be sure to keep your named beneficiaries up to date.<\/p>\n\t\t\t\t\tLIFE AND AD&D INSURANCE COVERAGES\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t Your eligibility for MDLZ-provided Basic Life and Accidental Death and Dismemberment (AD&D) Insurance coverages, as well as your coverage amount, is determined by your union’s negotiated CBA. If eligible, you automatically receive these coverages for yourself at no cost to you. Log in to your MyBenefits Online<\/a> account to confirm whether you’re eligible as well as the amount of your coverage(s).<\/p>\n Additional coverages may be available for you to elect for yourself and\/or your eligible family members. Your union’s negotiated CBA determines which coverages are available, their amount, and how much they cost to purchase (if anything). Coverages are voluntary and may include:<\/p>\n As a new hire, you have a one-time opportunity to elect certain coverages without having to provide Evidence of Insurability (EOI). Going forward, if you want to elect or make changes to certain coverages, you can do so during a future Annual Enrollment and\/or during the year if you experience a qualified life event (EOI may be required).<\/p>\n If you need to provide EOI, you’ll be notified when you make your coverage elections on MyBenefits Online<\/a>.<\/p>\n\t\t\t\t\tDisability Coverages\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t Disability coverage helps replace a portion of your income if you’re unable to work due to an illness or injury. This type of financial protection can help you continue to pay bills, rent or mortgage, and daily living expenses while you’re recovering.<\/p>\n Based on your union’s CBA, you may automatically receive Accident and Sickness (A&S) coverage at no cost to you. This MDLZ-provided coverage replaces a portion of your pay during the first 26 weeks of a non-occupational disability. Log in to your MyBenefits Online<\/a> account to confirm the amount of your A&S coverage.<\/p>\n Additional coverage levels may also be available for you. Your union’s negotiated CBA determines whether these additional coverage levels are available for you to elect; and whether there are any associated coverage costs. Your negotiated CBA may allow for the following coverages:<\/p>\n Log in to your MyBenefits Online<\/a> account to confirm your eligibility and the amount of your A&S coverage.<\/p>\n\t\t\t\t\tBUSINESS TRAVEL ACCIDENT (BTA) INSURANCE\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t You automatically receive BTA Insurance coverage equal to four times your annual base pay. This MDLZ-provided coverage is at no cost to you.<\/p>\n\t\t\t\t\tContact info & apps\n\t\t\t\t\t\t\t\t\t\t\tExpand<\/i><\/a>\n\t\t\t\t\t MetLife (Life Insurance and AD&D)<\/strong><\/p>\n <\/p>\n The Hartford (LTD)<\/strong><\/p>\n <\/p>\n Sedgwick (A&S)<\/strong><\/p>\n <\/p>\n Chubb Group of Companies (Business Travel Accident Insurance)<\/strong><\/p>\n <\/p>\n\t\t\t\t You can access more detailed coverage information (posted in the Reference Center<\/em>) on MyBenefits Online<\/a> account. The Contact Info & Apps section on this page also includes links to carrier\/benefit vendor websites as well as their phone numbers.<\/p>\n\n","protected":false},"excerpt":{"rendered":"\n
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![\"Black-Divider\"](\"https:\/\/mdlzbmr.com\/union\/wp-content\/uploads\/sites\/14\/2024\/06\/Black-Divider.svg\" "\\"Black-Divider\\"")
\n\tImputed income<\/strong><\/h2>\n
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![\"Life-Disability-Icon\"](\"https:\/\/mdlzbmr.com\/union\/wp-content\/uploads\/sites\/14\/2024\/06\/Life-Disability-Icon.png?_t=1717613179\" "\\"Life-Disability-Icon\\""){kind=icon}
\n\tLooking for more details?<\/h2>\n