Enrollment

How to Make Your Elections

Health and welfare coverages

MyBenefits Online is your go-to resource for electing and making any necessary changes to your health and welfare coverages, including those during each Annual Enrollment. You can access MyBenefits Online 24/7. If you’re new to MyBenefits Online, here’s how to access and register your account.

Connect directly by going to www.mdlzmybenefitsonline.com:
- Click Register under Don’t have an account?
- Set up your username, password, and security questions.
Log in using your new credentials.

Once you’re logged in, click Start Here at the top of the home page and follow the prompts to enroll (if you’re making coverage elections). Or, select the “I Want To …” drop down and follow the appropriate prompts. Your MyBenefits Online account includes the coverages for which you’re eligible, as determined by your union’s negotiated collective bargaining agreement (CBA). Contact your union representative for a copy of your union's CBA.

KEY FEATURES OF MYBENEFITS ONLINE

Sofia: Your virtual benefits assistant. Sofia is always available and uses artificial intelligence to answer your benefit-related questions.
Message Center (top navigation): Here you’ll find any important tasks that you need to complete throughout the year.
Profile (home page tile): This area includes all personal information on file about you and your dependents.
Benefit Summary (home page tile): This is an online summary of your health and welfare coverage elections. You’ll want to be sure to review this summary after you first make your coverage elections, during the year if you want to review your coverages in effect, and then when you make your coverage elections for the following year during Annual Enrollment.
Benefits Information: If you want to learn more about the coverages that are available to you through MDLZ, select the "Benefits Information" drop down for more details.
Reference Center (top navigation): Here you’ll find detailed benefit summaries, comparisons, and legally required documents—such as “The Mondelēz Global LLC Group Benefits Plan Wrap Summary Plan Description (Wrap SPD),” Summary Plan Descriptions (SPDs), and any Summary of Material Modifications (SMMs) to those SPDs. Paper versions also are available, free of charge, by contacting the Mondelēz International Benefits Center.

THE MYCHOICE BENEFITS APP

This app connects you to the mobile version of your MyBenefits Online account, putting your health and welfare coverage information in the palm of your hand. Here’s how to download the app:

From MyBenefits Online: Once you’re logged in, select Access the App from the MyChoice Mobile App tile on the home page. Then, scan the QR code (this code is unique to you for downloading purposes so don’t share).
From the Apple App Store or Google Play: Download the app and enter the login information that you created when you registered your MyBenefits Online account.

QUESTIONS, OR TO ELECT OR CHANGE COVERAGES BY PHONE

COORDINATION OF COVERAGES

When deciding whether to enroll in coverage under the Mondelēz Global Medical Plan (Medical Plan), provided you’re eligible given your negotiated CBA, remember:

The Medical Plan coordinates benefits with other plans that may cover you and/or your covered family members. This helps prevent duplication of benefits for the same services. So, if you elect employee plus one or more dependents under the Medical Plan and your spouse or domestic partner elect family coverage under his or her employer’s plan, the Medical Plan generally coordinates benefits as follows:
- The Medical Plan is “primary” for you.
- The Medical Plan is “secondary” for your spouse or domestic partner.
- If you and your spouse cover your dependent children under both of your plans, primary coverage for the children will generally be provided by the plan of the parent with the birth date earlier in the year.

401(k) Savings Plan

If your union’s negotiated CBA allows you to participate in the 401(k) Savings Plan, you can make your elections:

Online: By logging in to your account on the NetBenefits website.
By Phone: For personal assistance or to reach Fidelity via the Mondelēz International Retirement and Savings Plan Center, call 1-866-612-4582. Representatives are available Monday through Friday, 7:30 a.m. to 7:30 p.m. (Central Time).

When you can change your elections

The following rules apply:

The coverage elections you make generally continue through December 31 of each year. During the year, you can change most coverage elections only if you experience a qualified life event. See MyBenefits Online for details regarding qualified life events.
If you’re eligible for Long-Term Disability (LTD) coverage, you may elect or change your LTD coverage at any time throughout the year (including dropping coverage). But, to avoid having to provide Evidence of Insurability (EOI), you must enroll within your original 30-day enrollment window.
If you’re eligible for Optional Life or Supplemental Life Insurance coverages, you may elect or change your coverage if you experience a qualified life event (or during Annual Enrollment), though EOI may be required.
If you’re eligible to participate in the 401(k) Savings Plan, you may change your contribution and investment elections at any time. Log on to the NetBenefits website to make changes to your contribution rate, or to change your current and future investment elections.

Important

If you don’t enroll by the deadline, you won’t have certain MDLZ coverages for which you’re eligible (as determined by your negotiated CBA) for the current year. Depending on your CBA, this may mean you won’t have medical, dental, vision, a Health Care Flexible Spending Account (Health Care FSA), a Dependent Day Care FSA, and/or other voluntary coverages for the current year. Your next opportunity to enroll will be Annual Enrollment (for the next calendar year)—unless you experience a qualified life event, in which case you can enroll mid-year at the time of your life event. And, if your negotiated CBA allows and you want to enroll for LTD, Optional Life, or Supplemental Life Insurance coverages after your 30-day enrollment window, you’ll need to provide satisfactory EOI before the coverage takes effect.